
Home loans
Move into your next home with mortgage options arranged to suit your situation.
Find a home loan that fits your goals, budget and timeline
Selecting a home loan requires weighing structure, costs and how repayments will work for you. Whether you are buying, refinancing or investing, Phil Farrugia Home of Finance compares products across lenders and walks you through each stage until settlement, so you understand the choices and consequences.
Our team can help with:
- Comparing home loan options across lenders to find the right fit
- Explaining loan features like offset, redraw and various rates
- Guiding you through the application process and documentation
- Structuring your loan to keep repayments manageable
The process made easy
01
Get in touch with our team
15 mins
02
Complete a fact finder form
45 mins
03
We review and provide options
2 days
Our panel of lenders
With access to over 50 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.




















Are you paying too much on your current home loan?
We offer a no-cost assessment of your home loan to review your current mortgage, interest rate and overall loan structure, then compare it against options our panel of lenders to see whether there’s a better fit. If there’s an opportunity to reduce your repayments or cut fees, we’ll explain the numbers clearly and guide you through the next steps. Get in touch today and you could save thousands of dollars.