
First home buyers
Begin your first home purchase with clear guidance and practical support every step of the way.
Navigate your first home purchase with confidence
Buying your first home is a major life step, and the right home loan matters as much as the property itself. At Phil Farrugia Home of Finance we guide first home buyers through loan choices, eligibility and the steps required to lodge a successful application so you feel confident at every stage.
Our team can help with:
- Identifying the different types of home loans available
- How much you can borrow and the deposit you will need
- Information on home loan features and how they benefit you
- Current interest rates and how they may change in the future
The process made easy
01
Get in touch with our team
15 mins
02
Complete a fact finder form
45 mins
03
We review and provide options
2 days
Our panel of lenders
With access to over 50 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.




















Are you paying too much on your current home loan?
We offer a no-cost assessment of your home loan to review your current mortgage, interest rate and overall loan structure, then compare it against options our panel of lenders to see whether there’s a better fit. If there’s an opportunity to reduce your repayments or cut fees, we’ll explain the numbers clearly and guide you through the next steps. Get in touch today and you could save thousands of dollars.