Phil Farrugia Home of Finance

Experience, Transparency & Genuine Care.

Phil Farrugia

No challenge is too great for Phil Farrugia when assisting people with their goals.

As a trusted Mortgage Specialist, Phil’s passion is guiding his clients through the maze of home loans and personal loans while creating a memorable experience.

Call today on 0467 444 707 or email phil@pfhof.com.au

What makes Phil's approach to clients unique?

Phil's approach to clients is unique due to his transparency, genuine care, and personable nature. ​ He is dedicated to making the loan process less daunting for his clients by providing tailored advice and solutions. ​ Additionally, his flexibility in offering both office and mobile services, along with his willingness to cater to clients' needs beyond regular 9-5 hours, further sets him apart.

Phil Farrugia – Points of Difference

  • Phil has nearly three decades of experience in the banking and finance industry.

  • Recognised by the Better Business Industry Awards for three consecutive years for his high performance in customer service.

  • Offers both office service in Perth CBD and a full mobile service, catering to clients' needs beyond regular 9–5 hours.

  • Covers the entire Perth Metro area, assisting First Home Buyers, Upgraders, Investors, Refinancing, Debt Consolidation, Home Loans, Commercial Loans, and Personal Loans.

  • Known for his transparency, genuine care, and personable nature, making the loan process less daunting for clients. ​

  • “My partner and I are incredibly grateful to Phil for his outstanding support throughout our home loan journey. From the very first meeting, Phil took the time to thoroughly understand our financial situation and goals, offering clear, honest advice. Phil was always available to answer our questions, offered insightful recommendations, and ensured we felt confident with each decision. Even when the process seemed overwhelming, Phil was there to guide us every step of the way, making us feel like we were in the best hands. Thanks to his hard work and commitment, we secured the perfect home loan for our needs, and we couldn’t be happier with the outcome. We highly recommend Phil to anyone looking for a knowledgeable, reliable, and genuinely caring finance broker. Thank you, Phil, for helping us turn our dream home into a reality!”

    — VANESSA & AARON

  • “Phil has been amazing throughout this whole process and we couldn’t imagine doing it without all his help. He has made the purchase of our first home smooth, easy and stress free. We couldn’t recommend him enough to all our family and friends.”

    — M ROBINSON

  • "Phil has always been my trusted advisor for mortgage guidance. Relocating to Australia and purchasing my first home was quite different from my experience in the UK. Phil supported me throughout the entire process, from my first home to my second family home. He possesses extensive knowledge of the best mortgage rates and is very direct. He avoids offering false hope and is completely straightforward in his advice. He is upfront and honest, guiding me effectively. I wholeheartedly recommend Phil for all mortgage advice needs."

    - K PATEL

  • Congratulations - you have just found your broker. Phil is an excellent and experienced broker, extremely knowledgeable, uniquely compassionate in a sea of sharks, and a genuinely good human being. Phil has seen me through the purchase of two homes, a decade apart, and both times I was astounded at his level of service, care and professionalism. From start to finish, Phil is on your side and you will be thrilled with the service you receive.

    - Taree Gibson

  • Phil helped me with 2 property purchases over the last few years - both times he was amazing to deal with! Always happy to help and answer questions I had, very clear when explaining everything, not pushy in any way at all. I've recommended Phil to many friends that are purchasing properties, and will continue to do so.

    - Daniella

  • Phil helped us buy our first home over 15 years ago and has since been a dependable source of advice and assistance with our financial needs. He is kind, patient and understanding and is always a joy to meet with. I can confidently recommend Phil's services and would give him more than 5 stars if I could!

    - Kelly Allen-Ankins

Get in touch today

For any inquiries, please call today on 0467 444 707 or email phil@pfhof.com.au

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